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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Never had a problem would like credit to be increase...

5
Never had a problem would like credit to be increased more often Reviewed on: 2nd May 2024

Happy Credit

5
Have now been with Vanquis for over 17 years. They granted me a credit card when others refused and I have never looked back s although the interest rate is high I feel very loyal Reviewed on: 2nd May 2024

Happy customer

4
I have never had any struggle with my account and the set up process was easy. Reviewed on: 2nd May 2024

Great customer customer service, quick and straight

5
Great customer customer service, quick and straight Reviewed on: 2nd May 2024

I have always found them helpful and understanding.

5
I have always found them helpful and understanding.they helped me out when I had problem with there app Reviewed on: 2nd May 2024

Vanquis is a good choice of credit card for credit b...

5
Vanquis is a good choice of credit card for credit building and has a nice app and platform Reviewed on: 2nd May 2024

I've found the bank wonderful but only because the A...

5
I've found the bank wonderful but only because the App is soooo god Reviewed on: 2nd May 2024

I use my card for online purchases as I think it is...

5
I use my card for online purchases as I think it is more secure and safer than putting your whole bank account at risk thank you. Reviewed on: 2nd May 2024

Fair and easy to use, I like it and recommend...

5
Fair and easy to use, I like it and recommend it Reviewed on: 2nd May 2024

Realistic credit.

5
Realistic credit. limits. Great customer service. Great rates. No fuss payments. Reviewed on: 2nd May 2024

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