Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Useless.App dies t work rude staff unable to help

1
App dies t work rude staff unable to help Reviewed on: 2nd May 2024

I have full trust in Vanquis.

5
I have full trust in Vanquis. And fully trust them Reviewed on: 2nd May 2024

Good credit card for those with less than good credit.

4
Good credit card for those with less than good credit. Reviewed on: 2nd May 2024

Fast and easy.

5
Fast and easy. Always avaliable yo speak to ans very good value Reviewed on: 2nd May 2024

Good credit building card.

5
Been with Vanquis for four years now. No complaints. Good credit building card. High interest rates though! Reviewed on: 2nd May 2024

My first card was with vanquis, great

3
My first card was with vanquis, great, vanquis never offered money on top. Very poor. Reviewed on: 2nd May 2024

Easy to manage online, has helped build credit profile

5
Easy to manage online, has helped build credit profile Reviewed on: 2nd May 2024

of payment dates, and offer...

5
Helpful keep me informed of payment dates, and offers l have never had a problem Reviewed on: 2nd May 2024

ALWAYS GOOD SERVICE AND CARING COMPANY

5
ALWAYS GOOD SERVICE AND CARING COMPANY Reviewed on: 2nd May 2024

No issues going through the process

4
No issues going through the process Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products