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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy to deal with online or by using the APP.

5
Very easy to deal with online or by using the APP. Reviewed on: 2nd May 2024

Been with Vanquris for years not once have thay put...

4
Been with Vanquris for years not once have thay put the credit up Reviewed on: 2nd May 2024

The app is very easy to use .

5
The app is very easy to use . Making repayment is also easy to use . Reviewed on: 2nd May 2024

Vanquis has enabled me to improve my credit score

5
Vanquis has enabled me to improve my credit score and maintain a healthy financial life. Reviewed on: 2nd May 2024

Used Vanquis for many years and never had an issue...

5
Used Vanquis for many years and never had an issue Reviewed on: 2nd May 2024

Had my card for a good while now.

5
Had my card for a good while now. Never had a single problem with them Reviewed on: 2nd May 2024

It’s ok for people trying to improve their credit ra...

4
It’s ok for people trying to improve their credit rating, otherwise it’s just too expensive, and if your credit rating is fine, you can definitely do a lot better, Reviewed on: 2nd May 2024

Having a Vanquis card has helped my credit score

5
Having a Vanquis credit card has definitely aided the rehabilitation of my credit score and the ease of making payments and knowing what to expect (by using the excellent app) is a really nice touch. Reviewed on: 2nd May 2024

Fantastic

4
Since i have use vanquis credit card always i got good experienced with costumer service Reviewed on: 2nd May 2024

Best creditcard...

5
Best credit card in uk, I would recommended for anyone Reviewed on: 2nd May 2024

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