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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good service

4
Easy-to-use app to operate. No reservations Reviewed on: 2nd May 2024

Vanquis gives you a promise to pay date if you go a...

4
Vanquis gives you a promise to pay date if you go a little over your balance Reviewed on: 2nd May 2024

excellent service, very easy to use and understand w...

5
excellent service, very easy to use and understand website, so easy to understand your statement and due dates Reviewed on: 2nd May 2024

Very quick and simple to apply great app

5
Very quick and simple to apply great app Reviewed on: 2nd May 2024

Never had any issues,

5
Never had any issues, they were great in lock down. Reviewed on: 2nd May 2024

Easy to use app and card.

5
Easy to use app and card. Great options on the app Reviewed on: 2nd May 2024

Excellent service and flexibility

5
Excellent service and flexibility Reviewed on: 2nd May 2024

Good and easy to accept a credit happy and satisfied...

5
Good and easy to accept a credit happy and satisfied Reviewed on: 2nd May 2024

Low costs

5
Lower ¹¹ rates than competitors helpfull staff Reviewed on: 2nd May 2024

Excellent service

5
Very easy to apply for and use, great information provided at all stages. Reviewed on: 2nd May 2024

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