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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

When everything is going well customer service are e...

3
When everything is going well customer service are excellent. Unfortunately when I was a victim of fraud they weren't very helpful. In fact I still haven't received some of the funds back, 18 months later. Reviewed on: 2nd May 2024

Great service

5
Great service I am being received from Vanquis Reviewed on: 2nd May 2024

Good rates for balance transfers

5
Good rates for balance transfers Reviewed on: 2nd May 2024

Always provide great customer service, so polite and...

5
Always provide great customer service, so polite and helpful Reviewed on: 2nd May 2024

Great experience rebuilding my credit after living i...

5
Great experience rebuilding my credit after living in the USA. I also recommended to a family member with poor credit that needed to improve quickly to get a mortgage. Great app and user experience , easy to use , plus they communicate well and clearly. Love ! Reviewed on: 2nd May 2024

Poor credit limits.

3
Credit limit is too low and very little scope to increase. I will be obtaining a new credit card in the next few months with a more favourable credit limit. Reviewed on: 2nd May 2024

Very easy to use app and all round a great credit card.

5
Very easy to use app and all round a great credit card. Reviewed on: 2nd May 2024

Staff very friendly easy to deal with

5
Staff very friendly easy to deal with Reviewed on: 2nd May 2024

I find vanquis a very good company also its good t...

5
I find vanquis a very good company also its good that I can pay my bill anytime day or night and get up todate statemant at anytime the app is amazing and would Highley recomant vanquis Reviewed on: 2nd May 2024

Always helpful very professional staff and company

5
Always helpful very professional staff and company Reviewed on: 2nd May 2024

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