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Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I find vanquis helps to improve credit score.

5
I find vsnquis helps to improve credit score. Customer Services are good and helpful. The only down side is that you never seem to get an credit limit increase even that uiuve been with them for a long time and never missed a payment. The APR is a bit on the high side. Overall I like the card. Reviewed on: 2nd May 2024

Excellent for credit building and also a stylish card!

5
I found it very easy to apply and receive and Vanquish card. It contributed to building my credit score quickly. Their App is also very easy to use and it is very easy to keep track of purchases and payments. It is also so nice to finally have a stylish card to use as most bank which seem to issue cards in childish colours which are embarrassing to remove from my wallet in public. Reviewed on: 2nd May 2024

No1 Credit Card Services

5
Very good customer service, and great provider for credit card Reviewed on: 2nd May 2024

Excellent experience overall good card to have to bu...

5
Excellent experience overall good card to have to build credit Reviewed on: 2nd May 2024

Great experience

5
Great experience never had any trouble Reviewed on: 2nd May 2024

Great company poor in reward.

5
I’ve been with Vanquis for a number of years and would’ve thought loyalty wouldn’t promoted loyalty and perhaps a drop in interest. I love the company but it could do a lot more for its customer in the ways of free months interest no payment at Christmas etc loads of ways to reward the customer. Anyways… they have got me out of many a hole so my than happy to promote and support them. Reviewed on: 2nd May 2024

Customer Friendly Credit

5
It was easy and quick to apply. They have great communication on the important stuff. No spamming. The app is easy to use. Reviewed on: 2nd May 2024

Never had any issues with them.

5
Never had any issues with them. My credit has built up steadily and consistently in line with how i manage my account. I like them and find them trustworthy Reviewed on: 2nd May 2024

Help With the Disabled

5
As a Stroke Victim it is essential that everything is clear and concise and easy to use and Vanquis is all of these things. Reviewed on: 2nd May 2024

Always brilliant uncanny how they seem to know exact...

5
Always brilliant uncanny how they seem to know exactly when I need an increase keep up the good work Reviewed on: 2nd May 2024

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