Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.79
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

I love it!

5
I love it!...Good when I have no cash Reviewed on: 2nd May 2024

I have had my card for a while and not had any bothe...

5
I have had my card for a while and not had any bother with it Reviewed on: 2nd May 2024

No good reason the there is non existing customer su...

1
No good reason the there is non existing customer support! Reviewed on: 2nd May 2024

Vanquis are very effective and reliable

5
Vanquis are very effective and reliable Reviewed on: 2nd May 2024

Good service from a good customer

5
Good service and very easy app to use Reviewed on: 2nd May 2024

The Best

5
Have all your experiences with the Vanquis card been the best? Reviewed on: 2nd May 2024

Great customer service agents always provide help a...

5
Great customer service agents always provide help and support, more than happy with vanquis bank so will be a dedicated customer Reviewed on: 2nd May 2024

Easy to understand app.

5
Easy to use app and very easy to manage your money. A lifesaver in times of need. My credit increased every time I followed the easy to read balance and payment schedule. Reviewed on: 2nd May 2024

I have been with Vanquis a short time,but they are v...

5
I have been with Vanquis a short time,but they are very helpful and considerate with dealing with depth that people can repay Reviewed on: 2nd May 2024

I’ve been with Vanquis for about 5 years now to buil...

5
I’ve been with Vanquis for about 5 years now to build my credit score - this worked for me so well especially with the no interest for the first couple of years. It made my life so much easier as well as being a reliable fall back when I’m having a bad income moment. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products