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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great bank to deal with.

5
Great bank to deal with. Had no issues at all. Reviewed on: 2nd May 2024

Vanquis personal loan

5
Easy to apply for loan… provided that your credit score is good Reviewed on: 2nd May 2024

not money for nothing

5
good communication and always helpful. Reviewed on: 2nd May 2024

It has help to build my credit score , as well as th...

5
It has help to build my credit score , as well as the low apr cross the other providers made a good difference. Reviewed on: 2nd May 2024

Spending buddy

4
Started with Vanquis a few years back - have had a good relationship with them - haven't been bombarded with product offers or letters worrying about my level of debt or use of credit - I am using it - I am paying for it and it works for me. Reviewed on: 2nd May 2024

Easy to use app and clear guidance available.

5
Easy to use app and clear guidance available. Reviewed on: 2nd May 2024

Credit Boosting

5
I applied to boost my credit score, I was quickly accepted. I love the fact my credit limit is relatively low but gives that peace of mind if I need alittle help for things before payday I can still have them and not be tempted to use what I cannot afford to pay back. Reviewed on: 2nd May 2024

I would recommend Vanquis to anyone who needs some h...

5
I would recommend Vanquis to anyone who needs some help in this crisis time,i can say it’s the best credit card so far i can have! Reviewed on: 2nd May 2024

Excellent!

5
App is very easy to use and helpful to keep up with payments. Have nothing negative to say about Vanquis Reviewed on: 2nd May 2024

Good Customer Service in terms of being courteous an...

4
Good Customer Service in terms of being courteous and professional. Reviewed on: 2nd May 2024

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