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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Handy helper

5
Always there for emergencies , has helped me out many times Reviewed on: 2nd May 2024

Vanquis card is my "go too card".

5
Vanquis card is my "go too card"....I have several but use vanquis most.I love the fact at certain intervals thru the months they offer a cash insert in your bank account..Very handy xx Reviewed on: 2nd May 2024

I like the support you give to customers who have me...

5
I like the support you give to customers who have mental/physical issues and advice. Friendly people who work hard to help. I like the gold card services as they make it easier to get in touch with the company. I don't like how you can take away gold services for one missed payment and the people treat you different after this happens. Reviewed on: 2nd May 2024

No issues with Vanquis, easy to use and manage throu...

4
No issues with Vanquis, easy to use and manage through the app. Reviewed on: 2nd May 2024

To know there are people out there to care,is great

5
They helped me get myself right after my husband passed. I will always be grateful to them. I was in a right state but they understood and was very patient. Reviewed on: 2nd May 2024

I've had no problems at all

5
I've had smooth start with Vanquis Reviewed on: 2nd May 2024

Always efficient with everything and every product

5
Always efficient with everything and every product Reviewed on: 2nd May 2024

Vanquis gave me a credit facility even when I was wo...

4
Vanquis gave me a credit facility even when I was working out of a tight spot with my personal finances. Very helpful and easy to work with, but interst rates are significant and its improtant to keep control of your balance Reviewed on: 2nd May 2024

Great customer service and an easy to use app which...

5
Great customer service and an easy to use app which is well structured and easy to use Reviewed on: 2nd May 2024

Very helpful Great at keeping me informed

5
Very helpful Great at keeping me informed Reviewed on: 2nd May 2024

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