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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

10 out of 10

I’ve been using Vanquis for years now and it’s been essential in building my credit profile. I now have a great score thanks to Vanquis. The app is also really easy to use and user friendly. Allows me to easily pay my balance as I need to or even set up a direct debit. Also as my credit improves, I have the option to increase my credit limit too which also has a greater impact on my score. Would recommended to anyone. Reviewed on: 2nd May 2024

Miss vinnyquiz

Vanquis is great for building a credit file by staying in ur credit limit always pay on time if ur going to be late fone let them know u will be late in paying they sort some things out for you the customer service team are very nice and helpful when you call for help or just a general question there always helpful and very pleasant Reviewed on: 2nd May 2024

The app is really easy to use.

The app is really easy to use never had any problems with them . Reviewed on: 2nd May 2024

Great little card

I have had my card for a while now and paid above and beyond the minimum payment and have had credit increases Reviewed on: 2nd May 2024

Good service have never had any issues

Good service have never had any issues Reviewed on: 2nd May 2024

Professional and friendly at all times 10/10

Professional and friendly at all times 10/10 Reviewed on: 2nd May 2024

Never any problems with Vanquis!

Good company, easy app to use and great customer service. Reviewed on: 2nd May 2024

I have been with vanquis for quite some time now and...

I have been with vanquis for quite some time now and find there service skills are excellent I use the app and it's so easy they keep me updated with no problem and when I'm due an increas they notify Reviewed on: 2nd May 2024

I have been with Vanquis for some time now, and I ca...

I have been with Vanquis for some time now, and I can honestly say I have no regrets to getting my card, it had helped me manage my credit rating and manage my money over all. I would definitely recommend them to people struggling with credit rating. Reviewed on: 2nd May 2024

They helped me build my credit score

They helped me build my credit score Reviewed on: 2nd May 2024

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