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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis provides excellent service

5
Vanquis provides excellent service to alm types of customers. Reviewed on: 2nd May 2024

No issues using card

4
No issues using card the % apr is just a bit high balance doesnt seem to be going down Reviewed on: 2nd May 2024

Great company, excellent since I've had my card ,cre...

5
Great company, excellent since I've had my card ,credit limit also negotiable Reviewed on: 2nd May 2024

Excellent service

5
They always do everything how they say it and so easy to use everythign via the app Reviewed on: 2nd May 2024

Vanquis bank have always been good to deal with.

5
Vanquis bank have always been good to deal with. They are always fair and I have never had any problems dealing with them over the year's. Reviewed on: 2nd May 2024

Never had a problem with Vanquis

5
Never had a problem with Vanquis Reviewed on: 2nd May 2024

Fantastic Reliable Service

5
I enjoy my Vanquis Credit Card, it gives me the freedom and security to purchase items without any fear or worries of fraud. The App for Vanquis is very clear and easy to use, making payments and checking transactions easy. Reviewed on: 2nd May 2024

Vanquis are ethical lender.

5
Vanquis welcomed me despite previous debt problems and have enabled and empowered me to use credit responsibly again. Reviewed on: 2nd May 2024

Credit Card

3
I use a vanquis credit card and find it convenient and easy to use Reviewed on: 2nd May 2024

Easy to use app and helpful customer service

5
Easy site and if an issue arises staff all ways on hand to help resolve any issues Reviewed on: 2nd May 2024

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