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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great stuff

4
Great stuff, nothing bad nothing breath taking Reviewed on: 2nd May 2024

OK Company. No Complaints.

4
OK Company. No Complaints.......................... Reviewed on: 2nd May 2024

The credit builder card.

5
The credit builder card is useful, I like the fact that it can be used with Apple Pay, and the ease of making payments via pay it. The interest rate is a little expensive but if you can pay it off quicker it’s not so bad. Reviewed on: 2nd May 2024

NOT THE CHEAPEST BUT ONE OF THE BEST.

5
EXCELLENT APP, VERY EASY TO USE AND KEEP TRACK OF THINGS. Reviewed on: 2nd May 2024

The most polite and helpful customer service team, a...

5
The most polite and helpful customer service team, an excellent card for building your rating and having a good sum to fall back of if things get tough Reviewed on: 2nd May 2024

Vanquish x

5
I built my credit score to very high with you given me the chance to do so iv started using vanquish about 10 year ago and now have the gold card si thank you for giving me the ability to get where I am today Reviewed on: 2nd May 2024

never had a problem with vanquis

5
never had a problem with vanquis Reviewed on: 2nd May 2024

It's a credit card what else is there to say...

4
It's a credit card what else is there to say Reviewed on: 2nd May 2024

I have been very happy with the service provided by...

5
I have been very happy with the service provided by Vanquis. Reviewed on: 2nd May 2024

Great credit score builder.

5
Great credit score builder. The customer service and emotional intelligence is very good. As a customer you feel looked after and they care. Reviewed on: 2nd May 2024

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