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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Helped build credibility never had any problem

Helped build credibility never had any problem Reviewed on: 2nd May 2024

Unhappy Customer

Intrest rate is extortionate Plus you send letters threatening to close the account which is not correct information I full intend closing my account as soon as possible. Reviewed on: 2nd May 2024

Good overall, but wish the app had better functional...

Good overall, but wish the app had better functionality. Reviewed on: 2nd May 2024

Always there for when I need you !

Always there for when I need you !! Reviewed on: 2nd May 2024

Very easy to use. Be aware very high interest rate

Very easy to apply for and the app is very easy to use. However unless you are able to pay off the full balance I wouldn't recommend it at all. The interest rate is so high making it very hard to clear Reviewed on: 2nd May 2024

great card and great customer service

Been with Vanquis since my Iva to help build my credit score back up again and they were very helpful and didn’t bunk my credit amount up making me feel in control of my finances and keeping on track, always helpful on the phone also and help wherever they can Reviewed on: 2nd May 2024

vanquis credit building credit card

best customer services and great company to bank with the only company who gave me a chance with my credit rating being so low. however my credit rating has improved over the years and now enjoying better then ever comfort in knowing that vanquis has my back Reviewed on: 2nd May 2024

Easy usage and access especially the App

Easy usage and access especially the App Reviewed on: 2nd May 2024

easy to use, making payments is straight forward goo...

easy to use, making payments is straight forward good costumer service. Reviewed on: 2nd May 2024

Good customer service.

Good customer service. Helpful when changing payment dates . Good App too. Reviewed on: 2nd May 2024

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