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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great to improve your credit rating, really helped m...

5
Great to improve your credit rating, really helped me following debt issues, helped me manage my money and get back to feeling in control of my situation. Reviewed on: 2nd May 2024

I've been with Vanquis for years and I've never had...

5
I've been with Vanquis for years and I've never had any problems with them! Reviewed on: 2nd May 2024

Excellent service without any hassle, quick, quality...

5
Excellent service without any hassle, quick, quality service Reviewed on: 2nd May 2024

Vanquis Card Review

4
Vanquis card has been great for all the extra things that occur in life where money is not available Reviewed on: 2nd May 2024

Life saver

5
Never had any issues with the account and has been very helpful Reviewed on: 2nd May 2024

Great experience always being kept up to date with m...

5
Great experience always being kept up to date with my account and staff are very helpful. Reviewed on: 2nd May 2024

Good communication and easy to deal with.

4
Good communication and easy to deal with. High interest rates though Reviewed on: 2nd May 2024

No issues at all.

5
No issues at all.. swift efficient service Reviewed on: 2nd May 2024

Helps build credit!!

5
It’s been helping me build my credit and if done right, it works. Best thing to have helped me. This win would help pay it off, which would be amazing haha . . The App is a great feature because you can keep track on your spending and it breaks down what you have, what you owe and what is pending. It’s been very helpful to me. Reviewed on: 2nd May 2024

Not sure about customer service as haven’t had much...

4
Not sure about customer service as haven’t had much to do with them. But very expensive to use, so wouldn’t recommend. Reviewed on: 2nd May 2024

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