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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

My opinion of the Vanquis...

5
I have been banking with Vanquis for many year and as every banking institution in the UK their priority to keep their customer service on the level that would satisfy their customers expectation and also which is not easy task to justify bank activity to their investors. it seem to me the Vanquis is doing it all very well indeed. Reviewed on: 2nd May 2024

been very helpful when i needed advice and help frie...

5
been very helpful when i needed advice and help friendly and listened Reviewed on: 2nd May 2024

They have provided me with a card to help me to star...

5
They have provided me with a card to help me to start re building my credit score Reviewed on: 2nd May 2024

Always on hand to help.

5
Always on hand to help. Never had any issues Reviewed on: 2nd May 2024

I applied for a card when my credit score was low an...

5
I applied for a card when my credit score was low and I have been reward with a bigger credit limit for staying on track. Reviewed on: 2nd May 2024

Vanquis have given me a manageable credit limit whic...

5
Vanquis have given me a manageable credit limit which works for me. When I wished to change my direct debit date, they explained everything clearly and concisely and sorted it for me without delay. Reviewed on: 2nd May 2024

Just been more pleasant than other credit card compa...

5
Just been more pleasant than other credit card companies Reviewed on: 2nd May 2024

Thank you so much.

5
Thank you so much.this is my first credit card in London Reviewed on: 2nd May 2024

This is a great card to have and they are very helpf...

5
This is a great card to have and they are very helpful and amazing Reviewed on: 2nd May 2024

Don’t use the card at all and keep getting charged p...

1
Don’t use the card at all and keep getting charged purchase interest ridiculous taking so long to pay it off Reviewed on: 2nd May 2024

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