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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to use, transparent charges and good deals.

5
Easy to use, transparent charges and good deals. An excellent company that provides a clear and fair service. App is excellent too, no bugs and simple user experience. I've used the card to build my credit and in emergencies. Both uses have been great. Reviewed on: 2nd May 2024

Very customer excellent customer service

5
Very excellent customer service . Too good company to be with ! Reviewed on: 2nd May 2024

Customer service very polite.

5
Customer service very polite. Fast response and provide value for my money. Reviewed on: 2nd May 2024

Vanquis have always been fair & accurate with help &...

4
Vanquis have always been fair & accurate with help & informstion provided over my years as a customer Reviewed on: 2nd May 2024

Quick easy to use and v concise

5
Fairly good and questions are answered quickly. Straight forward and the app is simple to use. Reviewed on: 2nd May 2024

An engaging credit building

5
Honestly I was just with benefits when I joined Vanquis and hassle free Reviewed on: 2nd May 2024

I like that you check before paying out any money.

5
I like that you check before paying out any money. Reviewed on: 2nd May 2024

My first credit card good stater credit

5
Enjoyed the Vanquis card as it was my first credit card. Limit was £250, I have had the card for about 4 years now but unfortunately although never missed a payment my limit has never increased so using it less often that my other cards Reviewed on: 2nd May 2024

I had a much better experience previously as a custo...

5
I had a much better experience previously as a customer than I do now, however my credit rating has definitely improved. Reviewed on: 2nd May 2024

GREAT SERVICE & EASY TO COMUNICATE WITH HIGHLY RECOM...

5
GREAT SERVICE & EASY TO COMUNICATE WITH HIGHLY RECOMENDED Reviewed on: 2nd May 2024

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