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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Card opened to balance transfer from another card -...

Card opened to balance transfer from another card - it has saved me a great deal of interest Reviewed on: 2nd May 2024

Love the app so easy to use!

Love the app so easy to use. I like how easy it is to contact them if you have a question. Reviewed on: 2nd May 2024

Help me when I don’t have the money for bills or the...

Help me when I don’t have the money for bills or the cost of living Reviewed on: 2nd May 2024

I have been a customer for many years, the support,...

I have been a customer for many years, the support, easy use of my card and customer service is wonderful Reviewed on: 2nd May 2024

When I have called into vanquis call centre I have a...

When I have called into vanquis call centre I have always felt it was personal.Staff only to pleased to advise me on suitability at the time .I have had a recent enquiry about upping my limit to £1,000 .the call handler explained how it works .I have to be honest that the service has always been a pleasant service and very personal.No hesitation in recommending the vanquis name . Reviewed on: 2nd May 2024

Simply The Best

I have 4 cards and Vanquis is the best, the cheapest with excellent features and usable on  Pay which is a major plus but the one feature that this card has that none of the other 3 cards that I have allow is 'No Cash Fee' charge for moving money between cards which all the others do at £3 a transaction as I think it is not really a cash transaction if you do not draw cash from an ATM which I accept Reviewed on: 2nd May 2024

Vanquis got me out of a hole

Vanquis got me out of a hole when I had to go bankrupt and helped me re-build my credit score. They were where one of the only providers willing to take me on. I have been clear for years and I still use them now. Reviewed on: 2nd May 2024

Good credit card.

Good credit card. A good credit card to start improving your credit score. Reviewed on: 2nd May 2024

It’s about as stress free as it can get!

It’s about as stress free as it can get…….thank you and now I can do it all via your app, even better. Always a phone call away should any problems arise, for example my card was declined in Florida, one phone call sorted out that it wasn’t me but the retailer…….just a good card to carry. Reviewed on: 2nd May 2024

Moneybags .

They keep you updated on what’s going on when I have ring them they are polite and helpful Reviewed on: 2nd May 2024

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