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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

They always keep me updated on any changes, and are...

They always keep me updated on any changes, and are very friendly and helpful and understanding. Reviewed on: 2nd May 2024

Helpful when I was limited for choice.

Helpful when I was limited for choice. Slightly more expensive than others soni prioritise paying first which is a hood incentive. Reviewed on: 2nd May 2024

I applied for an increase, and it was allowed within...

I applied for an increase, and it was allowed within hours. Reviewed on: 2nd May 2024

I have found that these interest rates on purchases...

I have found that these interest rates on purchases using my Vanquis card are very high. Aside from this I find the service acceptable. Reviewed on: 2nd May 2024

Helped with managing my finances

Helped with managing my finances Reviewed on: 2nd May 2024

User friendly app, still a room to make changes in t...

User friendly app, still a room to make changes in the app to give more useful for users Reviewed on: 2nd May 2024

After a near fatal accident vanquis looked after my...

After a near fatal accident vanquis looked after my fiancé's for me and my wife. Reviewed on: 2nd May 2024

My experience has been okay, but I believe it could...

My experience has been okay, but I believe it could be better for long term customers Reviewed on: 2nd May 2024

Had a couple of difficulties last year financially a...

Had a couple of difficulties last year financially and these guys helped me through it great company can’t thank them enough Reviewed on: 2nd May 2024

Excellent company to deal with

I have been a customer of Vanquis for many years. They have always been fair and straightforward. Information is always provided immediately there are any changes. A very efficient company. Reviewed on: 2nd May 2024

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