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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

No problems ...

5
I have never had any problems with Vanquis and they have made sure that I am well looked after. Thanks Vanquis. Reviewed on: 2nd May 2024

Easy to manage, easytto use

5
My queries have always been handled quickly and easily and I have never had a problem with my card or account. They caught an attempted scammer on the account and immediately notified me ~ my own bank took 3 days Reviewed on: 2nd May 2024

Vanquis is excellent for customers with minimum...

5
Vanquis is excellent for customers with minimum credit history. Reviewed on: 2nd May 2024

Good I liked very and recommend everyone

5
Good I liked very and recommend everyone Reviewed on: 2nd May 2024

They have a good service and always ready to help wh...

5
They have a good service and always ready to help whenever I needed it. Reviewed on: 2nd May 2024

Vanquis is the best company by far

5
Vanquis, have always been so helpful. Especially putting direct debits in place to help me afford to pay it by far the best and most caring company Reviewed on: 2nd May 2024

Credit Rating

5
I originally applied for a card with a fair credit rating. The card and advice I receive from Vanquis have helped my rating increase. Reviewed on: 2nd May 2024

Fraudulent payment

5
Had a fraudulent payment go through and customer services were quick to get back to me and the whole process was easy and payment was back on my card within a week Reviewed on: 2nd May 2024

They ain't half bad.

4
Good company overall although the interest rates might be considered a little high. Very helpful. Reviewed on: 2nd May 2024

Card was declined for 100 euros

1
Card was declined for €100 in Italy. Reviewed on: 2nd May 2024

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