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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent service, He...

Excellent service, Hello, I have a loan with Vanquis and also a credit card. I ve called once and I spoke with your customer service regarding my loan, how much I have left to pay and if I can repay it faster and the lady on the phone was very helpful,professional and she explained everything to me, she also sent a letter with the loan sum remaining to be paid. Very pleased with the service. Reviewed on: 2nd May 2024

Help me a lot when I had finance problems

Help me a lot when I had finance problems Reviewed on: 2nd May 2024

Not Fit For Purpose.

Luckily I have another credit I can use, because after my local ATM swallowed my Vanquis card in August 2023 I’m still waiting for a replacement. The representative I spoke to at Vanquis was inexperienced, unhelpful and was hard to understand. I still have a small credit on my account and when I’ve nothing better to do I’ll resurrect chasing this. Reviewed on: 2nd May 2024

Great experience

This card has helped me improve my credit score. I woiuld recommend to friends and family. Good overall service. The whole experience has been great. Reviewed on: 2nd May 2024

Vanquis have been amazing and efficient for all my c...

Vanquis have been amazing and efficient for all my credit card needs. I’d highly recommend them to anyone, if you want a company that is convenient and efficient in supporting you with your credit needs. Vanquis is the one for you. Reviewed on: 2nd May 2024

Increasing credit is a hassle.

Increasing credit is a hassle. Not an easy experience Reviewed on: 2nd May 2024

Great help

They have helped me out on numerous occasions and I would happily encourage others Reviewed on: 2nd May 2024

I have never had any issues at all everything has be...

I have never had any issues at all everything has been a positive experience Reviewed on: 2nd May 2024

I sometimes have issues paying the balance

I sometimes have issues paying the balance as my card gets rejected. More on line or by phone options would be helpful. However if I’ve been late beta use of this your team have been great. Reviewed on: 2nd May 2024

App works well , easy to make payments.

App works well , easy to make payments. Reviewed on: 2nd May 2024

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