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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great credit card, low interest rate.

5
Great credit card, low interest rate. Customer service always available to help you. Reviewed on: 2nd May 2024

Excellent service from vanquis that offers chance to...

5
Excellent service from vanquis that offers chance to rebuild history Reviewed on: 2nd May 2024

It's an easy to access and use around the world with...

5
It's an easy to access and use around the world with the Visa logo sight Reviewed on: 2nd May 2024

Easy to pay easy to get loans great customer service...

5
Easy to pay easy to get loans great customer service thank you very much. Jaime Tovar Reviewed on: 2nd May 2024

Interest rate too high.

2
Interest rate too high. Can't pay off credit card Reviewed on: 2nd May 2024

Great service.

5
Great service. Nothing to complain about or service. All good, card and costumer service . Reviewed on: 2nd May 2024

Worst case

1
They give credit but cut it afterwards e.g 2700 down 300 that's without missing payments EVER better off with another company to be honest they don't listen properly and don't deal with your issues well enough Reviewed on: 2nd May 2024

costomer support

5
I have been experiencing some financial difficulty of late following a car accident that left me unable to mobilise for over two months vanquis credit card allowed me to provide essentials and the interest was affordable well done vanquis Reviewed on: 2nd May 2024

Brilliant

5
Really good credit card, any queries are quickly answered/resovlved. Reviewed on: 2nd May 2024

Good advice from app/ call Center .

5
Good advice from app/ call Center . .. very supportive Reviewed on: 2nd May 2024

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