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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Easy to use

5
Always easy to use whilst saying within budget Reviewed on: 2nd May 2024

Repaired credit

5
Due.to a nasty divorce i had.no credit rating . With the help of my vanuis card i rebuilt my credit rating and my life Reviewed on: 2nd May 2024

Very informative and polite

5
Very informative and polite I would recommend to all my friends and family Reviewed on: 2nd May 2024

Great service and great app

5
I love the Vanquis app - lots of information and helpful text reminders - the format is easy to follow Reviewed on: 2nd May 2024

Easy and convenient.

5
It’s so easy and convenient. All the info I need in the app. Can’t ask for more Reviewed on: 2nd May 2024

Great way to build your credit score

5
Great way to build your credit score Reviewed on: 2nd May 2024

My personal experience

4
Easy to use and well explained rates and information Reviewed on: 2nd May 2024

Brilliant

5
The easiest, most intuitive app with the best support of any provider I've encountered Reviewed on: 2nd May 2024

Good company

4
No issues with any of my cards, great company Reviewed on: 2nd May 2024

Easy app and flexible credit

4
The app is easy to use and the flexible limits are useful. Would love more info on how balances work and how interest works. Reviewed on: 2nd May 2024

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