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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Overall, the Vancuis credit card offers competitive...

5
Overall, the Vancuis credit card offers competitive rewards and low fees, making it a great option for everyday use. Customers praise its generous cashback program and easy-to-use online account management Reviewed on: 2nd May 2024

App fantastic.

5
The App makes it very easy to keep track of spending and allows you to pay directly from your bank with funds then show automatically on the account. I also get notifications if I am reaching my credit limit which also makes budgeting much easier and helps avoid over spending and getting charges. Reviewed on: 2nd May 2024

Easy to set up the online app.

5
Easy to set up the online app. Keeps everything up to date so you can easily keep control of your finances. Have had no problems with using my card at any retailers or online. Found customer services helpful, friendly and they listen to any concerns in a professional manner. Reviewed on: 2nd May 2024

Very easy to deal with and will support you when oth...

5
Very easy to deal with and will support you when others don`t Reviewed on: 2nd May 2024

I got the card at first as a credit builder, all for...

3
I got the card at first as a credit builder, all for shopping Reviewed on: 2nd May 2024

love the app very easy to use, notifications are ver...

5
love the app very easy to use, notifications are very helpful Reviewed on: 2nd May 2024

Good service.

4
Good service. No issues. Limit could do with being looked at more often. Reviewed on: 2nd May 2024

Iv always just used my vanquis card for payments, ma...

5
Iv always just used my vanquis card for payments, makes life easier Reviewed on: 2nd May 2024

Good credit card

5
Been with them years not had any problems Reviewed on: 2nd May 2024

Excellent, very good service & communicate.

5
Excellent, very good service & communicate. Reviewed on: 2nd May 2024

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