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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Perfect Credit Builder Card

Vanquis was a perfect credit builder card who supported me in getting credit initially when arriving in the UK. Since then, I have stayed with Vanquis and kept their card and found the service, application and security great! Reviewed on: 2nd May 2024

Not great can’t get to speak with someone,and the fe...

Not great can’t get to speak with someone,and the fees are way to high Reviewed on: 2nd May 2024

I am very satisfied with the way they offer credit f...

I am very satisfied with the way they offer credit facilities for customers and the promptness with which they offer Reviewed on: 2nd May 2024

Helpfully

When I needed money vanquise help me Reviewed on: 2nd May 2024

I’ve been using Vanquis for years now.

I’ve been using Vanquis for years now. They’re transparent, great functionality of the app. Good customer service Reviewed on: 2nd May 2024

Fast and effective

Never really had a problem with vanquis, anything I have dealt with has been handled quickly and efficiently, with really good customer care. Reviewed on: 2nd May 2024

Received late payment fine for paying on payment date.

When I first got my Vanquis credit card I paid my first minimum payment on the date it stated it was required by but I still got a late payment fine. I couldn’t easily find a phone number to speak up someone about it so I ended up leaving it. Reviewed on: 2nd May 2024

Vanquis value for money. ...

I find having my card handy for small purchases, groceries and petrol. It's good to know I can contact you if I need to. Reviewed on: 2nd May 2024

I have never had any problems with Vanquis and when...

I have never had any problems with Vanquis and when the need arises their customer services is excellent Reviewed on: 2nd May 2024

Good, helpful service, especially by telephone, n...

Good, helpful service, especially by telephone, no irritating waiting, straight to business. Reviewed on: 2nd May 2024

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