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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great service

If you don’t have a wonderful credit rating they are a godsend. Reviewed on: 2nd May 2024

Probably not the cheapest credit card, but I’ve had...

Probably not the cheapest credit card, but I’ve had no issues and app is easy to use Reviewed on: 2nd May 2024

Easy modern online service with email and text autom...

Easy modern online service with email and text automation. Great service to date Reviewed on: 2nd May 2024

great product with clear charges, app is very easy t...

great product with clear charges, app is very easy to use Reviewed on: 2nd May 2024

Good customer service, that listens.

Good customer service, that listens to what I have to say or any problems I might have. Reviewed on: 2nd May 2024

Anytime I have been in contact they are helpful

Anytime I have been in contact they are helpful Reviewed on: 2nd May 2024

Easy to use app and friendly, helpful staff

Very helpful friendly staff on the phone with short wait times. Easy to use app. Feel very happy with the service overall Reviewed on: 2nd May 2024

New Card

Overall great service provided and easy application process . Easy access to online service Reviewed on: 2nd May 2024

All good so far no problems at all

All good so far no problems at all Reviewed on: 2nd May 2024

I've had this credit card for almost 5 years.

I've had this credit card for almost 5 years. In that time my credit has gone from bad to excellent by paying off the balance each month. Vanquis have also given me 3 credit increases, so it is nice to now have a decent buffer of credit there if I really need it. I've disputed a payment once and the customer service I received was great. Highly recommend. Reviewed on: 2nd May 2024

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