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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I find using the app very easy.

I find using the app very easy. I am able to access everything I need. Reviewed on: 2nd May 2024

Good experience with Vanquis Credit Card

My experience with Vanquis Credit Card has been nothing short of exceptional. From the moment I signed up, I've been consistently impressed by the level of service and support they provide. Using my credit card from Vanquis Credit Card has made managing my finances effortless and convenient. Whenever I've had questions or needed assistance, the customer service representatives at Vanquis Credit Card have always been knowledgeable, courteous, and responsive. I feel confident and secure knowing that my transactions are protected. Overall, I would highly recommend Vanquis Credit Card to anyone looking for a reliable and trustworthy credit card provider. Thank you, Vanquis Credit Card, for consistently delivering excellent service. Reviewed on: 2nd May 2024

Card received and App usage

Once card received which seemed to take an age but it was the postal system, easy to activate. I now use the app online on my phone which is fingerprint security protected, which I think is brilliant I can see what I am spending and who with so much better that waiting forever to get bank statements. I hope to get my credit increased soon as want to get rid of a couple of old cards that I have, Reviewed on: 2nd May 2024

Applying

Was easy to apply for and explained everything easy to understand Reviewed on: 2nd May 2024

Raised my interest rates 3 times in the space of 12...

Raised my interest rates 3 times in the space of 12 months. I believe this was because I had a high balance due and Vanquis were trying to capitalise on that, which is absolutely disgusting. I've paid off this card in full as a result of Vanquis' greed. Reviewed on: 2nd May 2024

Good Service

Have used on a few occasions and had good service every time Reviewed on: 2nd May 2024

Always an excellent service No worries using it home...

Always an excellent service No worries using it home or abroad Very safe and customer service fantastic Reviewed on: 2nd May 2024

I have had a couple of dodgy payments come out of my...

I have had a couple of dodgy payments come out of my account and Vanquis have dealt with them swiftly and are always happy to discuss concerns, even at 3am in the morning. I can't rate them highly enough. Reviewed on: 2nd May 2024

ease of payment through payit.

ease of payment through payit. good interface and google wallet support Reviewed on: 2nd May 2024

Vanquis credit card excellent..

I have had Vanquis credit card for sometime and it enables me to clear up debit cards with their money and balance transfer payments. Application is quick and very easy. Customer service is very helpful. Reviewed on: 2nd May 2024

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