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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Good service

The service is good and the app is easy to use. You are kept upto date on everything that's happening in your account Reviewed on: 2nd May 2024

Excellent service Staff friendly and polite and very...

Excellent service Staff friendly and polite and very efficient PERFECT Reviewed on: 2nd May 2024

I’ve been using Vanquis for 6 years now.

I’ve been using Vanquis for 6 years now. I use my card every month and always pay it off in full. I’ve always had great customer service by your staff! They always go the extra mile to help you. Reviewed on: 2nd May 2024

Never had any bad experience with the company, the a...

Never had any bad experience with the company, the app is very easy to navigate and I'm happy that I get payment and statement notifications. Reviewed on: 2nd May 2024

Just got my card enjoy using it would recommend card...

Just got my card enjoy using it would recommend card to anyone Reviewed on: 2nd May 2024

It’s easy to have a Vanquis credit card, I think tha...

It’s easy to have a Vanquis credit card, I think that the interest rate is rather high especially as people who have a bad credit score can only get these type of cards Reviewed on: 2nd May 2024

Good value for money.

Good value for money, interest rates are reasonable. Only problem that I have is that it takes 2 days to process payments which has resulted in fines for me before but that may be more on my time management problems Reviewed on: 2nd May 2024

All i did was tried to change my phone number on my...

All i did was tried to change my phone number on my account and to do so i have to send face pic?????? Why is this as it does nothing for security and what is the point as i could send a pic of anyone????????? Reviewed on: 2nd May 2024

Overall experience is excellent from credit increase...

Overall experience is excellent from credit increases to communication.. Reviewed on: 2nd May 2024

Easy to apply and use

Easy to apply and use not had to contact customer support so all is good recommend Reviewed on: 2nd May 2024

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