Smart Money People Logo
Go to business site
Share this page
Link copied

Vanquis : Credit builder credit card reviews

View other Vanquis products
4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien
Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Vanquis Credit builder credit card reviews (19912)

Never have any issues and have used my card in numer...

5
Never have any issues and have used my card in numerous places and numerous countries Reviewed on: 2nd May 2024
Diane S's avatar
Diane S

Vanquis Card

5
Any time I have to speak to they are always very helpful friendly and always gets it sorted Reviewed on: 2nd May 2024
Rosaleen 's avatar
Rosaleen

App easy to use and easy to see transactions feels s...

5
App easy to use and easy to see transactions feels secure and credit increases have been gradual which feels like my use of credit is being carefully managed Reviewed on: 2nd May 2024
tracey's avatar
tracey

Help when I needed it

4
Helped to rebuild my credit score and get back on my feetwhen I needed it Reviewed on: 2nd May 2024
Linda F's avatar
Linda F

A great credit building credit card

5
When my credit was really bad Vanquis accepted me and I have now started to re build my credit score and its partly thanks to Vanquis, I am now able to get a loan should I need to at a much lower interest rate than I was being offered before I started using the Vanquis credit building credit card, thank you Vanquis I would and have recommended you to both family and friends Reviewed on: 2nd May 2024
Barrie D's avatar
Barrie D

Always happy to help

5
Always happy to help you with any questions or concerns 2nd to none Reviewed on: 2nd May 2024
Fran's avatar
Fran

I spoke recently with one of the gold services adviser.

2
I spoke recently with one of the gold services adviser. He was a poor listener, with poor interpersonal skills. Very abrupt and dismissive. He failed completely to answer my simple question and has left a bitter taste in my mouth about vanquish. Reviewed on: 2nd May 2024
Lansford 's avatar
Lansford

Vanquis supported me in my time of need.

5
Vanquis supported me in my time of need. They have good customer service and they are put excessive charges like some Credit card providers. They help you to build a good credit history. Reviewed on: 2nd May 2024
WHOWEBE's avatar
WHOWEBE

Handy ...

5
It’s very good for me and the app just right for what I need Reviewed on: 2nd May 2024
Neil t's avatar
Neil t

Excellent credit card, helped me a lot

5
Excellent credit card, helped me a lot Reviewed on: 2nd May 2024
Mohammad A's avatar
Mohammad A

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill