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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Would recommend

I signed up as I had a low credit rating and my options were minimal. However, I have been really happy and the app is so easy to use, it has enabled me to increase my credit score and help me get my finances back on track. I would recommend. Reviewed on: 2nd May 2024

They were super helpful, when I was going through a...

They were super helpful, when I was going through a bad time financially. Offered me support, option and didn't make me feel bad for asking for help. Reviewed on: 2nd May 2024

It’s helped me, and I would recommend this service t...

It’s helped me, and I would recommend this service to anybody Reviewed on: 2nd May 2024

Handy to have

Excellent card and no issues ever using the card Reviewed on: 2nd May 2024

Great card

It is easy to manage my Vanquis card account on the app. It is Visa and accepted in most places. It was simple to set up a direct debit to make the monthly payments and making extra ones by bank debit card is also straightforward. On the three occasions that I have needed to speak to Customer Service I was connected to an advisor within minutes and the help was excellent. My credit limit is sensible and I am very happy with my card. Reviewed on: 2nd May 2024

My credit card start limit £250 after Vanquis my car...

My credit card start limit £250 after Vanquis my card limit reduced £100 but after vanquis bank give me £3 k loan this does not make sence Reviewed on: 2nd May 2024

Great way to get your credit rating up get plenty no...

Great way to get your credit rating up get plenty notice of your bill on time Reviewed on: 2nd May 2024

Easy to set up all over text very easy

Easy to set up all over text very easy Reviewed on: 2nd May 2024

Good advice and reasonable interest rates

They seem genuinely interested in helping me manage my account to my benefit rather than increasing their own profit. They give good advice, and have reasonable interest rates. First credit card company I've ever come across that does not try to exploit their customers. Reviewed on: 2nd May 2024

Offers are good and helpful when needing to build ce...

Offers are good and helpful when needing to build certain aspects of your credit Reviewed on: 2nd May 2024

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