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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very happy with Vanquis, excellent customer service...

5
Very happy with Vanquis, excellent customer service and ease of use. Reviewed on: 2nd May 2024

Happy to use Vanquis

5
Had Vanquis for a few years now never had any problems the app is very easy to use Reviewed on: 2nd May 2024

App is easy to work and very detailed.

5
App is easy to work and very detailed. Limit is great for a first time builder Reviewed on: 2nd May 2024

I've had occasions of vulnerability and advisor very...

5
I've had occasions of vulnerability and advisor very accommodate to sort itout Reviewed on: 2nd May 2024

Helpful and friendly

5
They have been always helpful and friendly Reviewed on: 2nd May 2024

Fantastic help.

5
I broke my leg a few years ago and don’t get sick pay from work and called Vanquis for help as I couldn’t repay my credit card and they were fantastic and help me out massively with repayment. I will be forever grateful. Reviewed on: 2nd May 2024

interest rates

4
very good app, poor to fair interest rate on people on low incomes Reviewed on: 2nd May 2024

You value yr customers without making too much fuss.

5
You value yr customers without making too much fuss. Reviewed on: 2nd May 2024

Great service and the App is so easy to use and help...

5
Great service and the App is so easy to use and helps manage things in these hard times. Reviewed on: 2nd May 2024

They have also been helpful when I have contacted them.

5
They have also been helpful when I have contacted them.. Reviewed on: 2nd May 2024

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