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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Helpful on the phone when I’ve had a question

5
Helpful on the phone when I’ve had a question Reviewed on: 2nd May 2024

Great card very happy with this card always great su...

5
Great card very happy with this card always great support Reviewed on: 2nd May 2024

The best Credit card.

5
The best Credit card. Reviewed on: 2nd May 2024

Would recommend

4
Great and easy app to use and never had any issues. Contacted them once as a payment was going to be late and they were very understanding and helped me delay a payment. The interest could be lower but other than that no issues! Reviewed on: 2nd May 2024

Vanquis CC Review

4
I have had a very positive experience so far, with regular statements and reminders of when payments are due Reviewed on: 2nd May 2024

VANQUIS CARD

5
I use the Vanquis card for online purchase. Very handy for purchase when pay day is a few days away. Payments are very simple to use for your balance. Highly recommend Reviewed on: 2nd May 2024

Vanquis is a hight interest card

2
Vanquis is a good lender in the sense of credit limits however the interest rate is stupidly high and needs to come down Reviewed on: 2nd May 2024

All satisfactory - easy to use & understand.

5
All satisfactory - easy to use & understand. High interest rates as all credit cards but I always pay mine off. Reviewed on: 2nd May 2024

Excellent!

5
Excellent!!! Best credit card I've ever had!! Very pleased Reviewed on: 2nd May 2024

Make credit limit increase more easier.

1
Pro: N/A Cons: Low credit limit; never increase limit since I have it from 2016. Interest remains too high. No reward for spending. Reviewed on: 2nd May 2024

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