Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

Interaction

3
Not really had a lot of interaction Reviewed on: 2nd May 2024

Great credit company

5
I originally applied for my vanquis card to put all of my debts in one place. Ut was interest free for a period of time. I managed to consolidate my debts and pay them off during the interest free period. Vanquis have rewarded me by increasing my balance and i have kept this as an emergency fund of money :) Reviewed on: 2nd May 2024

I am very happy with the Vanquis that help me to mai...

5
I am very happy with the Vanquis that help me to maintain my finances Reviewed on: 2nd May 2024

Good company to deal with, fast response to queries...

5
Good company to deal with, fast response to queries on the phone, and the app is really good with pay it services makes overpayments easy. Reviewed on: 2nd May 2024

I opened a credit card with them to build credit and...

5
I opened a credit card with them to build credit and they were very fast and fair Reviewed on: 2nd May 2024

Professional and your app is user friendly and easy...

5
Professional and your app is user friendly and easy to understand. Reviewed on: 2nd May 2024

Since signing up to Vanquis (a good few years ago) I...

5
Since signing up to Vanquis (a good few years ago) I have had nothing but excellent communication/assistance from all the Vanquis staff I have dealt with over the years. Always professional, kind & helpful!! Reviewed on: 2nd May 2024

Nice Bank

4
Very good bank and easy application.The customer service very helpful Reviewed on: 2nd May 2024

They’ve always been most helpful and excellent to de...

5
They’ve always been most helpful and excellent to deal with Reviewed on: 2nd May 2024

Seemless and very effortless as an organisation, Th...

5
Seemless and very effortless as an organisation, There are easy to access and very reliable Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products