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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

great experience

Had a great experience with Vanquis so far! Reviewed on: 2nd May 2024

Easy to deal with good interest rates.

Easy to deal with good interest rates. Like I can get my money a day earlier. Also like the apo chimes when money goes in or out. Reviewed on: 2nd May 2024

Great card provider

Never need to contact them. Somehow they know what I need when I need it. Reviewed on: 2nd May 2024

just put there interest rates up

Been with you for 7 and the only one to benefit is you company my interest has gone up from 34% and it's now at 36.40% so don't use it that much Reviewed on: 2nd May 2024

I have been using vanquis for years great service an...

I have been using vanquis for years great service and great % rate used in the right way its amazing and if yoi purchase on the correct date it will overlap so for me its perfect. Reviewed on: 2nd May 2024

Reliable Vanquis

There when I need it, never any problems. I like it as a back up and incase of emergency. Reviewed on: 2nd May 2024

Good way to build your credit score.

Good way to build your credit score. Helpful and gives you good tips Reviewed on: 2nd May 2024

A very expensive credit card

Far too expensive not really worth having much better deals to be had Reviewed on: 2nd May 2024

'free of interest' transfers

I like the occasional 'free of interest' transfers from other cards Reviewed on: 2nd May 2024

Easy live communication, helpful and cooperative

Easy live communication, helpful and cooperative service. No criticism at this point. Reviewed on: 2nd May 2024

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