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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Staff helpful and informative nothing too much trouble

5
Staff helpful and informative nothing too much trouble Reviewed on: 2nd May 2024

Excellent credit card provided.

5
I have been a Vanquis credit card customer for over 6 month and have really enjoyed their services. Good value, excellent services and communication. Reviewed on: 2nd May 2024

Fast and reliable service , happy spending.

5
Fast and reliable service , happy spending. Reviewed on: 2nd May 2024

I have had no problems with Vanquis credit card or l...

5
I have had no problems with Vanquis credit card or loan since I became a customer a few years ago.I am very satisfied with all aspects of my account The customer service team are extremely friendly and efficient.I would recommend them to anyone.Thank you Vanquis. Reviewed on: 2nd May 2024

Everything is very good, but I think you are a littl...

4
Everything is very good, but I think you are a little stingy with credit liquids. Reviewed on: 2nd May 2024

Good card customer service excellent

5
Good card customer service excellent Reviewed on: 2nd May 2024

polite & professional service

5
I've had no issues whatsoever with Vanquis & found that anytime I've had contact, they're staff are polite & professional. Reviewed on: 2nd May 2024

Overall it’s been a good service

5
Overall it’s been a good service Reviewed on: 2nd May 2024

Easy credit card to use

5
Easy credit card to use with online and app available to view and make payments. The interest rate is a little high but the card is a great asset for everyday use Reviewed on: 2nd May 2024

Friendly staff

5
Staff send friendly and helpful emails and seem approachable. Reviewed on: 2nd May 2024

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