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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Happy Vanquish customer

5
I’m a happy customer, I have been with Vanquis for a quite a long time, with no complaints Reviewed on: 2nd May 2024

Generally ok but never offered an increase to credit...

3
Generally ok but never offered an increase to credit in 4 years Reviewed on: 2nd May 2024

Best credit care company

5
From the minute I applied with Vanquis they have been so helpful and having the credit care has really helped me raise my credit score. I never have to worry with making massive payments back straight away as their recommend repayments back is always low. Reviewed on: 2nd May 2024

Good service, easy to use.

3
Good service, easy to use. Good for youngsters getting used to managing their money. Reviewed on: 2nd May 2024

It’s been ok.

4
It’s been ok.. I’ve had good responses when needed Reviewed on: 2nd May 2024

Very useful for everything thanks

5
Very useful for everything thanks Reviewed on: 2nd May 2024

Good usually good service I'm happy

4
Good usually good service I'm happy Reviewed on: 2nd May 2024

A simple method to spend and manage my income

4
A simple method to spend and manage my income Reviewed on: 2nd May 2024

I like the app and the fact I can transfer money to...

5
I like the app and the fact I can transfer money to my current account Reviewed on: 2nd May 2024

App and card working together

5
Like the way I see on the app where I. Can get to see what I have left on the card Reviewed on: 2nd May 2024

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