Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Simply the best

Just very easy to use with very clear options telling you what you can and cannot do. Reviewed on: 2nd May 2024

I haven't had any issues with my card and am pleased...

I haven't had any issues with my card and am pleased with the way I've been treated. The fact that it's a builder credit card makes it amaxing. Reviewed on: 2nd May 2024

I have not had any problems with vanquis

I have not had any problems with vanquis Reviewed on: 2nd May 2024

This card really helped he build my credit score.

This card really helped he build my credit score. They provided detailed advice of how to do this, which has helped me a great deal. Reviewed on: 2nd May 2024

I was sent a message saying i could get a credit lim...

I was sent a message saying i could get a credit limit increase, after applying, which was cumbersome to say the least, I was told I didn’t qualify? What was that about? Reviewed on: 2nd May 2024

I've had my Vanquis account for a couple of years no...

I've had my Vanquis account for a couple of years now - I used it initially to build my credit rating and it has done that very well Reviewed on: 2nd May 2024

Long standing Vanquis customer

Had the card for many years, notifications are good, the help when they call is good too. They advise me to get below a certain amount when it’s near my limit - but also tell me ‘why’ they are telling me that information. This really helps someone like me who hasn’t a clue! Reviewed on: 2nd May 2024

Helpful people

When i got into debt they were really easy to talk to and make a plan for the future, and now I'm out of debt Reviewed on: 2nd May 2024

Friendly and none intrusive service

Friendly and none intrusive service Reviewed on: 2nd May 2024

good limit and fair interest rate

Helps when your in a pickle, good limit and fair interest rate Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.18 from 8 reviews
Everyday Credit Card
from Santander 4.11 from 23 reviews
American Express Credit Card
from American Express 3.21 from 106 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.92 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.74 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub