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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I am very happy with vanquis.

5
I am very happy with vanquis.i have many years with them Reviewed on: 2nd May 2024

Great customer care

5
Very easy to access app and very straight forward payment system easy in all formats like forgotten pin etc Reviewed on: 2nd May 2024

I’ve been with Vanquis for years.

5
I’ve been with Vanquis for years. They’ve helped to improve my credit and Ive never had any problems with them. I feel everything about the card is fair and reasonable. Great service. Happy customer Reviewed on: 2nd May 2024

My happy card

5
Great way to spend easy payment plan work’s for me Reviewed on: 2nd May 2024

Good card to have.

5
Card interest rates are a little expensive but credit limits are good and reviewed often. Online service is excellent. I am happy with Vanquis. Reviewed on: 2nd May 2024

They are very good

4
They are very good but I wish I had never taken out a credit card Reviewed on: 2nd May 2024

Never had any sort of problem with Vanquis,easy onli...

5
Never had any sort of problem with Vanquis,easy online app Reviewed on: 2nd May 2024

Would recommend

5
Everything's great, easy to use app, helpful customer service, would recommend 100%. Reviewed on: 2nd May 2024

I wasn't sure before but I have to say I'm glad I di...

5
I wasn't sure before but I have to say I'm glad I did, easy process and good access using the Vanquis app which has opened up a all new world. Reviewed on: 2nd May 2024

Superb Service

5
Superb. Easy to use. The card is lovely. And the bank app is easy to understand. Reviewed on: 2nd May 2024

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