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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

First class service from a first class team

5
First class service from a first class team Reviewed on: 2nd May 2024

I love my vanquis card.

5
I love my vanquis card. Its there in case of emergency. Reviewed on: 2nd May 2024

I have been with them more than five years and I did...

4
I have been with them more than five years and I didn’t any issues so far good experience I am using the app so easy to use it in my phone and secure Reviewed on: 2nd May 2024

Excellent good quality i have ref to my family and f...

5
Excellent good quality i have ref to my family and friends Reviewed on: 2nd May 2024

Been with Vanquis for a few years missed one payment...

5
Been with Vanquis for a few years missed one payment instead of being hounded I got a letter asking if they could help me, which I thought was very human for a credit card company Reviewed on: 2nd May 2024

I’ve had a Vanquis card for over 8 years.

5
I’ve had a Vanquis card for over 8 years. I love how I can do most things online or on the app. Customer service is also quick to respond. Reviewed on: 2nd May 2024

Always had good service from them

4
Always had good service from them Reviewed on: 2nd May 2024

It’s so convenient to use the apps.

4
It’s so convenient to use the apps. Flawless transaction. Reviewed on: 2nd May 2024

Very poor customer service

1
This was my first credit card and in all the years not once have I had a credit limit increase, unlike my other card which is now £7000 limit, with £400 outstanding. Reviewed on: 2nd May 2024

Fraud attack

5
You helped me greatly in a recent fraud attack on me Reviewed on: 2nd May 2024

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