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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excellent

5
Very painless all transactions wet smoothly very helpful people if you ever need to speak to someone. Reviewed on: 2nd May 2024

App usage Great app very simple to use

5
Great app very simple to use in very happy with it Reviewed on: 2nd May 2024

Good credit card

5
Good company, easy to deal with, but very high interest rates Reviewed on: 2nd May 2024

Great experience

5
Onboarding is smooth and clear with various benefits. Usage is good and the way we are notified on activities and usage. Reviewed on: 2nd May 2024

Is good service &I hope everytime like this

5
Is good service &I hope everytime like this Reviewed on: 2nd May 2024

Very helpful with any issues I’ve had.

5
Very helpful with any issues I’ve had. Polite considerate approach by all Reviewed on: 2nd May 2024

Happy being with Vanquis

5
Overall I haven't had any real problems except not being able to log on from time to time on my laptop. I now have the app on my phone and that is a lot easier. Reviewed on: 2nd May 2024

Vanquis is a one of the most very useful credit card...

5
Vanquis is a one of the most very useful credit card which i got it in uk to spend money when I needed. Reviewed on: 2nd May 2024

Brilliant credit card

5
Brilliant credit card no problems with them at all and would recommend to any one. Get one now! Reviewed on: 2nd May 2024

Very much enjoy being part of Vanquis, app is excell...

5
Very much enjoy being part of Vanquis, app is excellent, had a loan last year also, very good. Reviewed on: 2nd May 2024

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