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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Reward good customers

3
Think the % rate should come down for customers who have been with them and stayed within their limits and paid on time. They have recently increased them again to a ludicrous rate Reviewed on: 2nd May 2024

Easy to use app and customer service agents are alwa...

5
Easy to use app and customer service agents are always helpful Reviewed on: 2nd May 2024

Easy to use website once you have registered, text m...

5
Easy to use website once you have registered, text messages to tell me my payment is due Reviewed on: 2nd May 2024

Vanquish does what it says on the tin

4
Vanquish does what it says on the tin Reviewed on: 2nd May 2024

I haven't been with them long but the customer servi...

5
I haven't been with them long but the customer service is excellent and will enjoy many years with this company Reviewed on: 2nd May 2024

Easy to apply for and transfer a balance from anothe...

5
Easy to apply for and transfer a balance from another card - good rate of interest for balance transfer & not bad general rate altogether a great card Reviewed on: 2nd May 2024

Very informative

5
Vanquis always keep you informed so you can manage your account safely. They provide you with all the options & look to build a long-term financial relationship. Reviewed on: 2nd May 2024

Amazing services

5
Easy app to use - customer service is available and very useful ! Reviewed on: 2nd May 2024

Great customer service & I've never had any issues w...

5
Great customer service & I've never had any issues with using my card Reviewed on: 2nd May 2024

My experiences very good thanks to Vanquis value for...

5
My experiences very good thanks to Vanquis value for money Reviewed on: 2nd May 2024

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