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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Fuss free- quick customer service!

5
Easy, quick service. Customer service is on point and no extra fuss. Highly recommend this company- they will not disappoint! Reviewed on: 2nd May 2024

I am using this card from last one year I never had...

5
I am using this card from last one year I never had any problem or issues using this card and I refer to my frnds also. Reviewed on: 2nd May 2024

Good and beautiful, it easy and great.

5
Good and beautiful, it easy and great. Reviewed on: 2nd May 2024

Meeting customers expectations with surprise

5
As a new customer to vanquish they met my expectation with surprise Reviewed on: 2nd May 2024

Helped so much with my credit score

5
Helped so much with my credit score Reviewed on: 2nd May 2024

I've always experienced streight forward service an...

5
I've always experienced streight forward service and ease of use. Reviewed on: 2nd May 2024

Very high interest rates and very low credit on the...

3
Very high interest rates and very low credit on the card, considering my other cards are in the £4000 region and Vanquis have kept mine at £500 for a couple of years. I don’t use Vanquis any more for these reasons. I do think you need to structure your business model differently. Fine to start of with these rates/limits for bad credit customers but things needs to change with their journey, or you will just lose them as a customer. Reviewed on: 2nd May 2024

A very easy and excellent service

5
A very happy and excellent service Reviewed on: 2nd May 2024

very quick telephone answers easy telephone functions

5
very quick telephone answers easy telephone functions Reviewed on: 2nd May 2024

No hassle no fuss, the app is great no unwanted mark...

5
No hassle no fuss, the app is great no unwanted marketing, no complaints from me Reviewed on: 2nd May 2024

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