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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Supportive and easy to understand

I have been with Vanquis for a very long time now and turned to them when no other CC would accept me. I have since got other CC but stuck with Vanquis due to the ease and support they have provided. Reviewed on: 2nd May 2024

The best company and very friendly!

The best company and very friendly! Reviewed on: 2nd May 2024

not terrible, not brilliant

interest rate bit too high, could definitely be lower. payments take 3 working days to reach the balance, that is quite long time. surely the money is in within seconds, can only speculate what is happening to it for another 72 hours until reflects in balance. there are better credit card providers out there, but there are definitely worse ones out there too. Reviewed on: 2nd May 2024

Best credit card i have ever had pleasure of owning,...

Best credit card i have ever had pleasure of owning,easy to you use app and customer service very understanding in every situation Reviewed on: 2nd May 2024

Many years ago i had a poor credit score due to miss...

Many years ago i had a poor credit score due to missing bill payments in which I was declined most credit cards . But vanquis accepted me and j have enjoyed being able to use the credit to upgrade my home .The interest rates are high on larger amounts but I have tried to pay back more then the minimum amount to bring into balance down quicker. Also having this card has enabled me have a better credit score all around . Reviewed on: 2nd May 2024

No issues, easy app, never needed to contact custome...

No issues, easy app, never needed to contact customer service Reviewed on: 2nd May 2024

Helped me build the credit record

Helped me build the credit record Reviewed on: 2nd May 2024

Vanquis excellent all.round!!

Vanquis is easy to deal with and had no problems. App is easy and appealing. No complaints. Reviewed on: 2nd May 2024

Vanquish is a good company who offer fair interest r...

Vanquish is a good company who offer fair interest rate and with the quick check its so easy to see if youll be accepted . My credit isnt the best and vanquish still helped me Reviewed on: 2nd May 2024

Help when needed.

Help when needed. Friendly service. Reviewed on: 2nd May 2024

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