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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Vanquis credit card

5
Having my vanquis credit card really helped me to build my credit rating. The vanquis app is also a great tool to keep an eye on my account. Reviewed on: 2nd May 2024

Always there when need help if i dont understand so...

5
Always there when need help if i dont understand something Reviewed on: 2nd May 2024

Easy to use

5
Easy to use. Always found communication and getting through to customer service easy. Reviewed on: 2nd May 2024

They have been a great account to be apart of.

5
They have been a great account to be apart of. They interface of the app is great and interest rates are low Reviewed on: 2nd May 2024

Excellent customer service

5
Excellent customer service and service Reviewed on: 2nd May 2024

New update on card..

5
Just got a £500 on my new balance and have used the card to buy many things and have had no problems. Excellent service. Reviewed on: 2nd May 2024

Interest through the roof rely on the needy and the...

1
Interest through the roof rely on the needy and the desperate can’t afford pay it off will not help you out never did with me when I was going through bad time can’t wait pay it off and move on from them. I bet this review doesn’t get used tho. Reviewed on: 2nd May 2024

Staff always poilte and willing to help

5
Staff always poilte and willing to help Reviewed on: 2nd May 2024

Brilhant !!!

5
Always very nice ! Was support me . Reviewed on: 2nd May 2024

Great Card

5
Never had any issues with this card. It has been a god send at times when family emergancies have happend. staff on customer services are always very helpful. It’s good to build credit up and they will start you on low amount of credit and it will build up. Also they ask if you want your credit increased rather than just doing it. very happy Reviewed on: 2nd May 2024

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