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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I have not needed to contact anyone at vanquis

5
I have not needed to contact anyone at vanquis Reviewed on: 2nd May 2024

Does what it promises

5
Always found Vanquis delivers everything it promises Reviewed on: 2nd May 2024

App Performance

4
Sometimes the App plays up when needed. It is easy to move around the App. The facilities available from Vanquis are accessible and easy to use Reviewed on: 2nd May 2024

Nothing is to much trouble...

5
Nothing is to much trouble I had a item on my statement from London while I was away in Spain it was dealt with within minutes no problem Reviewed on: 2nd May 2024

Always helpful Staff, easy access and the app works...

5
Always helpful Staff, easy access and the app works brilliantly. Reviewed on: 2nd May 2024

Great! Super

4
Great! And support from staff was stress free Reviewed on: 2nd May 2024

I wanted some extra cash and when I got a Vanquis cr...

5
I wanted some extra cash and when I got a Vanquis credit card offer I applied for one and got it. I have used my card and when I ran into payment problems I contacted them and they were very understanding but now I am using it as normal. Reviewed on: 2nd May 2024

Excellent service and very flexible.

5
Excellent service and very flexible. Customer service are always very helpful and friendly. Reviewed on: 2nd May 2024

Good Customer Service

5
Telephone staff very professional when I rang in. Sorted my query out straight away. They were very poiite. Using the App is very easy as well. Reviewed on: 2nd May 2024

I started my credit building journey with Vanquis a...

5
I started my credit building journey with Vanquis a few years ago, my credit rating was terrible and I started with a low manageable credit limit. By being responsible and with the help of Vanquis I quickly rebuilt my credit rating to a level that has allowed me to take advantage of low interest rates due to my excellent credit score and even have a mortgage that would not have been possible before. Reviewed on: 2nd May 2024

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