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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Does what it says it does

5
I have never had any problems with Vanquis Reviewed on: 2nd May 2024

Excellent team working together , everything easy to...

5
Excellent team working together , everything easy to understand Reviewed on: 2nd May 2024

My card is a lifesaver at times, it has repayments I...

5
My card is a lifesaver at times, it has repayments I can afford and the app is straightforward and simple to navigate through. I’m very happy being a vanquish credit card owner as it really has formed part of my life , especially when unexpected financial problems arise, such as car break down , appliance needing replacing etc . Reviewed on: 2nd May 2024

Easy to apply for and get a fast response.

5
Easy to apply for and get a fast response. IV used vanquish twice now and the repayments are easy and affordable. Reviewed on: 2nd May 2024

Very easy to apply for quick delivery

5
Very easy to apply for quick delivery Reviewed on: 2nd May 2024

When I have issue they are very helpful and polite a...

5
When I have issue they are very helpful and polite and really helpful to help to resolve it one time I was scammed and other I struggled to pay one month I explained why because I have always payed every month but that time I couldn’t they were very helpful and understanding made me feel reassured Reviewed on: 2nd May 2024

I have rang many times about my account and why is t...

5
I have rang many times about my account and why is the money been taken out of my account but all and all Vanquis very good excellent Reviewed on: 2nd May 2024

I've not had any problems with Vanquis

4
I've not had any problems with Vanquis Reviewed on: 2nd May 2024

Always quick to answer and help with any questions I...

5
Always quick to answer and help with any questions I have. Reviewed on: 2nd May 2024

Had no bad experience with this bank

4
Had no bad experience with this bank Reviewed on: 2nd May 2024

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