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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Amazing!!

5
My credit score has been gradually increasing which is exactly what I wanted! It’s given me the financial freedom along with a fantastic way to grow my credit score, helping me in the long run to achieve a mortgage, loans etc. Reviewed on: 1st May 2024

Vanquis have enabled me to bring up my credit rating...

5
Vanquis have enabled me to bring up my credit rating Reviewed on: 1st May 2024

Mobile friendly

5
I use the app which I find very informative and easy to use Reviewed on: 1st May 2024

Top of their game

5
I've found the team at vanquish supportive and very helpful Reviewed on: 1st May 2024

Great card

5
Great credit card and Customer Services first class. Reviewed on: 1st May 2024

This card really helped.

4
Easy access, reasonable credit limits.Good communication with offers. Reviewed on: 1st May 2024

Good starter card

5
Good starter card when nobody else would consider me Reviewed on: 1st May 2024

Card ok but interest too high.

4
Card ok but interest too high. Also I think you should be able to lower your credit limit on the app and not having to phone up Vanquis to do this. You should also be a le to close your account from the app too. Reviewed on: 1st May 2024

Not very good at all way to high with what you pay b...

1
Not very good at all way to high with what you pay back Reviewed on: 1st May 2024

Excellent service super helpful.

5
Excellent service super helpful. Fife starts Reviewed on: 1st May 2024

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