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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

rates are not high,recommends

I have been using the card and the interest rates are not high, also through the application and available pay app the k becomes convenient, all the information comes in the app, and quite explicitly, I recommend it Reviewed on: 1st May 2024

Good card for a short time paid full balance to help...

Good card for a short time paid full balance to help me build my credit score. Reviewed on: 1st May 2024

Didn’t realise how high the interest would be.

Didn’t realise how high the interest would be.. I’m gonna pay card off ASAP, because monthly payments are far too much Reviewed on: 1st May 2024

If it wasn’t for Vanquis, I wouldn’t have been able...

If it wasn’t for Vanquis, I wouldn’t have been able to build up my credit rating so I appreciate this and also having the card to use as and when required and for emergencies. Reviewed on: 1st May 2024

Fast, efficient and friendly service.

Fast, efficient and friendly service. Really good value for money. Reviewed on: 1st May 2024

Great customer service

Very convenient & handy in need of customer service & care Reviewed on: 1st May 2024

Excellent service very good website great customer s...

Excellent service very good website great customer service all round satisfactory. Reviewed on: 1st May 2024

Interest rates are to high, will be great if can be...

Interest rates are to high, will be great if can be reduced a little to help pay off the balance and keep customers to stay. Reviewed on: 1st May 2024

When I needed to speak to a staff member they were s...

When I needed to speak to a staff member they were so helpful. Reviewed on: 1st May 2024

I’m using it everyday and its very helpfull , it bui...

I’m using it everyday and its very helpfull , it builds credit score up , thank you Reviewed on: 1st May 2024

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