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Vanquis : Credit builder credit card reviews

4.73
Based on 26,487 reviews, last reviewed 20th May 2026
298850% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

exactly what it says on the tin! app easy to use. Good card if you have a below average credit score and you wish to build your credit history Reviewed on: 20th May 2026
gill R's avatar
gill R

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26487)

It’s really easy to use and they give really good cr...

5
It’s really easy to use and they give really good credit! Reviewed on: 2nd May 2024

Very good credit limit for me as my credit score is...

5
Very good credit limit for me as my credit score is not that good. Reviewed on: 2nd May 2024

Vanquis gave me an opportunity to get a credit card...

5
Vanquis gave me an opportunity to get a credit card Reviewed on: 2nd May 2024

I'vgoode had a very positive experience

5
I've had a very positive experience Reviewed on: 2nd May 2024

Amazing service.

5
Amazing service. Easy access to all services from app. Very good customer care service when required. Reviewed on: 2nd May 2024

Targetting those with poor credit rating and chargin...

3
Targetting those with poor credit rating and charging them more I guess makes good business sense but if you are close to your limit there is no warning like others do to say maybe you should pay x to avoid extra charges instead they just let it happen and take more money off you. You go overdrawn and get charged more while harming your credit rating. While claiming they want to help you to build a better credit rating. I get it I'm not great with my money but it will never get better if I am in a constant fight to get back to a better place. There are other cards that will warn you that you are getting close to your limit how much to pay to cover interest and to keep below your limit. So charge far less interest too. Reviewed on: 2nd May 2024

Have had good experience with vanquis

5
Have had good experience with vanquis Reviewed on: 2nd May 2024

Really good .

5
Really good .The app is very easy to use Reviewed on: 2nd May 2024

It was very helpful for me and the service it’s very...

5
It was very helpful for me and the service it’s very easy to use Reviewed on: 2nd May 2024

Find it difficult to access my account, as many time...

3
Find it difficult to access my account, as many times my personal info, comes up as you do not recognise my details, or my Password, also lots of times when it appears you have recognised them, "unable to Access or Process" my account, Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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