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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.72
Based on 26,124 reviews, last reviewed 20th May 2026
282100% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great service haven't had a problem so far Great service haven't had a problem so far Reviewed on: 20th May 2026
Dean Rahaman's avatar
Dean Rahaman

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26124)

Never had a problem

5
Never had a problem with them always keep me updated on any changes Reviewed on: 2nd May 2024
Stephnie W's avatar
Stephnie W

Vanquis - Apply it works

5
The App is simple and easy to use, should you have a query about any transaction, the effectively and quickly sort it out. The original application process is simple easy and effective. Their due diligence, when increasing your limit, demonstrates responsible lending, the additional evidence they required was easily and efficiently uploaded through the App. Vanquis is just easy to do business with, don't have a Vanquis Card, apply for one Reviewed on: 2nd May 2024
John H's avatar
John H

It takes more than a day to clear the amount in pend...

4
It takes more than a day to clear the amount in pending. I would like fast transactions. Reviewed on: 2nd May 2024
Vishnudas A's avatar
Vishnudas A

Excellent card service

5
Easy and straight forward to use card and App and making payments, also payment reminders by txt really helps Reviewed on: 2nd May 2024
Jeanette w's avatar
Jeanette w

Easy to use, no hidden catches

5
Right from the start vanquis has given me the power to control my spending and innovative my credit rating. When i started looking for a credit card they offered me a better rate of interest than most other providers,and the app gives me confidence I'm not going to miss payments. I can decide if and when my credit limit is increased, again giving me confidence Reviewed on: 2nd May 2024
Terrie K's avatar
Terrie K

I like the SMS reminder and I enjoy using the apps.

5
I like the SMS reminder and I enjoy using the apps. Makes it much easier to stay in control. Reviewed on: 2nd May 2024
Jenny Bedward's avatar
Jenny Bedward

Great service good rate nice app

5
Great service good rate nice app Reviewed on: 2nd May 2024
Michelle Barr's avatar
Michelle Barr

Been with them for years never had any trouble when...

5
Been with them for years never had any trouble when I've range to does to some one Reviewed on: 2nd May 2024
michelle hooper 's avatar
michelle hooper

High Interest

3
They charge very high interest, and increase it often. Reviewed on: 2nd May 2024
Dave Warner's avatar
Dave Warner

The customer service is outstanding

5
The customer service is outstanding, nothing is ever too much for them when you are the staff a question. They call you back when they say they will. Reviewed on: 2nd May 2024
John's avatar
John

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