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Vanquis : Credit builder credit card reviews

4.73
Based on 26,946 reviews, last reviewed 21st May 2026
319850% increase in 5 star reviews
in the past 90 days
4800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to manage, straightforward to use Easy to manage, straightforward to use, and a good option if you want to improve your credit score. The app is simple, payments are clear, and it’s be... Read more Reviewed on: 21st May 2026
Peter's avatar
Peter

Latest lowest rating:

1

Seems to be a very nosey bank and want personal info... Seems to be a very nosey bank and want personal information thats not relevant to customers and is off putting too. Reviewed on: 21st May 2026
Lee Morris's avatar
Lee Morris

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26946)

I’m happy with your service and not much I can reall...

5
I’m happy with your service and not much I can really say Reviewed on: 2nd May 2024

Sensible but easy to use

5
Easy to use. Sensible with the lending Reviewed on: 2nd May 2024

BAD POOR POOPY

1
Really really bad hard to get hold of and unhelpful can't understand any of the staff I spoke to Reviewed on: 2nd May 2024

Fees on temporary credit limits unnecessary

3
The card has gone over limit on several occasions leading to unexpected fees. So long as a card is in credit before the next bill cycle, I'd expect not to be penalised. Reviewed on: 2nd May 2024

Excellent customer service and excellent staff

5
Excellent customer service and excellent staff Reviewed on: 2nd May 2024

Absolutely great card with low interest rate.

5
Absolutely great card with low interest rate. Reviewed on: 2nd May 2024

No complaints about the service, great app that alwa...

5
No complaints about the service, great app that always works and is easy to navigate. Reviewed on: 2nd May 2024

Good bank to be with x

5
Very efficient, helpful , very friendly customer services on phone. Sort things out very quickly for you x Reviewed on: 2nd May 2024

Customer for years.

4
Customer for years. I have been with Vanquis for many of years now. Never had any issues and great card to use Reviewed on: 2nd May 2024

Never have been offered a credit increase even thoug...

3
Never have been offered a credit increase even though I've never been over my limit or paid late Reviewed on: 2nd May 2024

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